a credit card or loan company). Settling your debt with Merchants Credit Guide could go both ways. She agreed to a payment arrangement of $500.00 for the first payment, and $100.00 each month after, on the 21st of each month to be drawn from her checking account. Complaints for Merchant's Credit Guide Co. - Better Business Bureau This company called me on October 19 2021.Stating I had accounts in collections I know better .Upon asking to whom they mentioned two companies I have NEVER heard of They have my name and social attached to someone else's debt The address he gave me is also one I've NEVER heard of.This is ridiculous.I've contacted my attorney and all three credit bureaus as well as my credit monitoring company .My identity has either been compromised which I find hard to believe as often as things are checked or they have similar person or numbers very confused.Regardless these are not mine to pay.I have not heard anything prior to this phone call today and I am highly upset that my name and ss are attached to an unknown address and debts. You have the right to be left alone, and make some easy money in the process! One of our staff members will call you shortly. a credit card or loan company). Or, instead you can send a secure message to our legal team. We spoke to her on the phone on 10/21/22. I am not liable for this debt with ****** health ventures and do not have a contract with merchants credit guide. document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); Your information is kept 100% confidential. Who are we? Thank you for requesting your free case evaluation. We have not received any returned, undelivered. All rights reserved. Usacomplaints.com Business & Finance Complaint / Review: Merchants Credit Guide CO - Merchants credit guide ripoff these guys sent me a collection biii for a shell acct that i have never had. I was thrilled I was also able to get damages from the collection agency. Merchants Credit Guide - Free Collection Agencies Information Getting Illegal Calls from a Debt Collector? Throughout the entire procedure your employees were courteous and professional. Medical bills under $500 are significantly more likely to remain on a credit report for longer than medical bills over $500.It has come to my concern that even though the **** has put a new law/rule into place regarding the reporting of alleged medical debt $500 or below Merchants Credit Guide (Midwest Imaging Professional) is violating my consumer rights.Merchants Credit Guide (Midwest Imaging Professional) has violated my consumer rights and they refuse to do respect and honor me as a consumer and follow the law mandated by **** by refusing to delete the alleged medical collection debt from my credit report. Privacy Policy. I dont need an attorney but maybe they need to have their attorney contact me. For example, website.com should have configured its own email like info@website.com. Merchants has been taking two payments per month out of my account. When I call the representatives are very rude and tell me that they have not taken more payments out. Individual results may vary. These accounts were placed for collection several years ago. At this point I am respectfully requesting collector remove the invalidated account from my credit reports. I would personally not buy goods from a website that is detected by APIVoid. Report was last updated 12 months ago | Update Now. What makes them so special that they get to tell me when they will remove this alleged medical collection from my consumer report. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. As a matter of policy, BBB does not endorse any product, service or business. We have record of receiving a cease & desist letter, but not a validation request. It depends on who Merchants' Credit Guide Company is collecting for. What is the Telephone Consumer Protection Act? Toll free: 888-249-4134 . I contacted this company to resolved this by phone on 03/03/2021 to remove account from credit report nothing was resolved. By submitting your complaint, you agree and give consent to allow our network of attorneys to contact you via automatic dialer, telephone, mobile, SMS (Text Message) or email. If the collection agency reports the debt to the credit bureau, it may have an affect on your credit score rating. I would encourage ****************** to call ************ Equifax, or Experian and get this information verified. We sent this verification of the debt to the address provided on this complaint. MCG is listed as a collection agency. We invite you to contact us and welcome your calls, letters and electronic mail. The Sales Call Scam The Fraudulent Merchant Scam The Identity Theft Scam The Backdoor Merchant Services Scam The Hidden Fee Scam This is the most common merchant services scam your business could come across. If you have been contacted by a collection agency, it is best to contact the agency right away. Going after these types of accounts for our clients is our specialty. Merchants Credit LLC is a collection agency located in MARION, IL. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. Best Credit Card Processing Companies of 2023 | U.S. News Merchants Credit Guide collects for a variety of lending companies (called creditors). BCBS was will to pay. Merchants' Credit Guide Company reviews. *************************, ********** ***********************. This means your credit is still affected. The United States has laws against debt collectors harassing you. Merchants Credit Guide has terrible BBB reviews. This company is not bonded in the state of Texas to collect any debt. Merchants Credit Guide is a debt collector reporting a collection account on your credit report. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. When it comes to debt and credit issues you should always reach out to a local attorney in your area regardless of the use of Credit Sage. BBB Business Profiles may not be reproduced for sales or promotional purposes. We are collecting on behalf of the original creditor. A web shop should have its own domain email address configured. Merchant's Credit Guide Co. has {1} locations, listed below. Theyve also left me threatening messages telling me good luck, and claim that theyve sent me emails, though Ive never received them. Answer: NO Merchants Credit LLC Company Profile Merchants Credit LLC is a collection agency located in MARION, IL. We have closed the account and blocked it from any credit bureau reporting. As its name suggests, the hidden fee scam involves false or misleading pricing information. 2093 PHILADELPHIA PIKE #5702 CLAYMONT, DE 19703 UNITED STATES. Instead of one. We are mailing the account documentation to Mr. ************. Operating out of Chicago for over 120 years, Merchants' Credit Guide Company helps companies recover outstanding debt by working with consumers to understand their overdue debt and making arrangements with them to resolve the debt. I also learned from my credit report lately that I had been a part of the breach and multiple inquiries were coming from other states and accounts were opened in variations of my name such as ***************************,M, *****************************, *******************************, **************************, ****************************. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. We never even received an acknowledgement from the other company. Justia lists 11 cases of civil litigation naming MCG as a defendant. I will be moving forward with legal action followed by filing a complaint with the attorney general as well. **** that are not applicable to our reporting of these collection items to the credit bureaus on behalf of our creditor clients. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Your author Whats your name? Instead of marking up the wholesale interchange rates that Visa . March is not the beginning of the year. Claim This Page Suggest An Edit. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you. Credit Sage challenges erroneous information with the goal of providing a healthy, error-free credit report to its clients. Suite 900 Chicago, Illinois U.S.A. I would not buy goods from an online shop that has no HTTPS connection. We have closed the account and sent notice to the credit bureaus to remove this item from the complainants credit report. I also received a letter, dated Oct. 4, from Merchants' Credit Guide Co. representing NCO FINANCIAL for buying out a large alleged debt to Citibank for $4, 000!! The reason? Well guide you through the process. Right after a tragedy like a hurricane, flood or wildfire, scammers get to . Contact ***********************. They need to have customer service training on how to talk to customers. Average of 6 Customer Reviews Customer Complaints 17 complaints closed in last 3 years 6 complaints closed in last 12 months Read Complaints File a Complaint BBB Rating & Accreditation A+. Corporate Office. Customer Reviews are not used in the calculation of BBB Rating. Many variables impact the end result. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. In response to ********************** complaint, we removed the collection items from her credit reports to give her more time to reconsider the account verification information we just sent to her. Merchantscreditguide.com Legit? The account was closed from any further attempts to contact ************************. Our expert legal team will review your information and will help you determine if you have a case against your debt collector at no cost to you! 15 U.S.C **** section 602 A. We spoke to her on the phone on 10/21/22. This started when my mailbox had been ransacked while I am being out of town. The **** stated on their website "Starting in 2023, medical collections tradelines less than $500 will no longer be reported on consumer credit reports." Follow. I am demanding that this company be held accountable for the guideline **** has set in place. Merchants' Credit Guide Company is a licensed, third-party collection agency. Looks like this company has no reviews yet. If this is the case, I am the consumer seeking help from and for guidelines to be enforced against debt furnishers such as Merchants Credit Guide Company who have and will continue violent consumers rights like myself and others everyday. Contacting us does not create an attorney-client relationship. Complaint: 19531571I am rejecting this response because:They are lying. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. We received a letter stating that the accounts were referred to in error. If you feel you may have been the victim of identity theft, click the above link for instructions.. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Lemberg Law Client Awarded $49,000 Refund in Lemon Law Dispute Over Gas Smell in 2022 Nissan Rogue, Jaguar Land Rover to Pay $43K+ in a Lemon Law Automobile Dispute, Jaguar Land Rover to Pay $26,500 for Lemon Law Violation. You likely want to call Credit Glory, first. BBB directs its services to businesses and consumers in North America. Your account information will be updated and our client will be notified. The BBB opened its file in 2004. Merchant Credit Guide Companyresponse is unacceptable. The main reason? On 1/4/23, ****************** went on-line to our payment portal, and set a payment plan authorizing us to deduct a monthly $100.00 payment from her bank account. Chicago, IL 60604 What is American Express MyCredit Guide? Merchants Credit Guide is a debt collection company, You may not have to pay your debt (paying it may hurt your score), Call now to find out if you can remove Merchants Credit Guide from your report - without paying your debt (potentially). It's very unlikely that Merchants Credit Guide decides to sue. State and federal laws have limits or 'exemptions' that apply to bank and wage garnishments. Yes, Merchants Credit Guide is a debt collection agency. You fill out our simple questionnaire and submit your other evidence. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again). Paying off Merchants Credit Guide to have credit bureaus delete it from your report sounds like a good idea. Kindly see the attached response from Experian. We may delete comments that doesn't include proofs. If I have to **** I will not settle I will seek court costs, attorneys fees, and damages.See: ****************************************************************************************************************************************************************************************************************************, January of 2022 duly healthcare sent a $125 invoice to merchants credit guide for payment. These are constantly changing, and typically collection agencies, including Merchants Credit Guide, do not share publicly who they buy from. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. Therein lies the confusion. **********date opened 09/01/2020 balance $194.00 I am not liable for these debts and I do not have a contract with:Company: MERCHANTS CREDIT GUIDE Address: ************************************************************************* Tel No: ************** Police Report and FTC Affidavit are attached with this complaint together with dispute letter sent to the bureaus and the authorization for release of information. We have not taken any unauthorized payments from ********************** bank account. They were rude, got loud and were not nice people. Phone: 312-360-3000 Web: Category: Collection Agency's Merchants Credit Guide Scam Chicago Illinois Print this Report Email this Report Business Rating: Rate this business Tell us has your experience with this business or person been good? Before paying this company be sure to check your consumer rights. Founded in 1896 in the heart of the Chicago financial district, where it remains to this day, MCG is a family owned and operated business that offers security, reliability, and . I spoke to an ********************* who claims to work for merchants and would help me remove this. The answer depends on many variables. Reload the page and repeat your search. We look forward to working with you to resolve your legal issues.